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Nafa annuity leadership forum

Nafa annuity leadership forum

Nafa annuity leadership forum
Submit Press Release. Press Release Pricing. Press Releases. PDF Version. Richard Neal D-MA. Scott in recognition of his commitment to commonsense retirement policies and working to address the retirement income gap many Americans are facing. The Senator also recently introduced legislation that would designate a state insurance commissioner as a voting member of the Financial Stability Oversight Council FSOCensuring the insurance community has not only a seat at the table but also a vote when federal regulators consider rules that impact the entire financial industry. This legislation will increase retirement saver access to annuities through defined benefit plans, among many other provisions that stand to improve the future of retirement for all Americans. Recipients were nominated by fellow NAFA members for their unique contributions to distribution operations, sales, marketing, and advocacy. It provided a perfect setting for recognizing the contributions of tenured and up-and-coming leaders alike who are integral to the continued success of both NAFA and the industry as a whole. Our mission is to promote the awareness and understanding of fixed annuities. We educate annuity salespeople, regulators, legislators, journalists, and industry personnel about the value of fixed annuities and their benefits to consumers. NAFA was founded in For more information, visit www. Promote Your Business. Email this page to a friend.

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Richard Neal D-MA. Scott in recognition of his commitment to commonsense retirement policies and working to address the retirement income gap many Americans are facing. The Senator also recently introduced legislation that would designate a state insurance commissioner as a voting member of the Financial Stability Oversight Council FSOCensuring the insurance community has not only a seat at the table but also a vote when federal regulators consider rules that impact the entire financial industry. This legislation will increase retirement saver access to annuities through defined benefit plans, among many other provisions that stand to improve the future of retirement for all Americans. To close out the Forum, the association distributed Pillar Awards to three of its members. Recipients were nominated by fellow NAFA members for their unique contributions to distribution operations, sales, marketing, and advocacy. It provided a perfect setting for recognizing the contributions of tenured and up-and-coming leaders alike who are integral to the continued success of both NAFA and the industry as a whole. Emerging Trends Marketing Retirement Income. Find us on Facebook Twitter LinkedIn. At a time when Americans are living longer and pension plans are disappearing, the need for closing the retirement income gap has never been greater

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Securing steady, reliable income payments in retirement can be a big challenge. Fixed annuities and index annuities are two types of annuity contracts that can help provide reliable retirement income. While their names are suspiciously similar, these two annuity products work very differently. A fixed annuity offers a guaranteed rate of return on your initial investment. An index annuity, meanwhile, may offer greater returns—in exchange for greater risk. In exchange, the insurance company guarantees that you will receive regular income payments over the course of a predetermined period of time in the future. You can fund an annuity with a lump-sum payment or with smaller payments over time. Index annuities and variable annuities give you exposure to financial markets and generate varying rates of return. Based on how much you invest, the insurance company will then use your lump-sum payment or projected total contribution to calculate the income payment you can expect to receive when you begin taking distributions. Fixed annuities pay the same income payment at regular intervals for the entire duration of the payout period. For investors who want to preserve their savings and stretch them over their retirement years, fixed annuities offer several benefits:. Fixed annuities can also help you stretch a lump-sum payout from a pension plan. For example, if your spouse dies and you elect to receive a lump-sum payment from their pension, you can then invest that money into an immediate fixed annuity. That fixed annuity will then immediately generate regular monthly income payments for you at a set rate of return for a set number of years—just like the pension did. Essentially, the fixed rate is the most significant drawback of a fixed annuity. While rates tend to be higher than what you can get from a CD, they only last for a set period of time, and they may leave you exposed to an increased cost of living. Where a fixed annuity offers one guaranteed rate, an indexed annuity offers investors the potential to participate in some of the upsides of the stock market. There are a few important different rates to consider when evaluating index annuities: the rate of return of the index your annuity tracks, the participation rate, and the rate cap. In subsequent years, however, participation rates usually decline. Index annuities often have what are called rate caps. This means that your total annual rate of return is capped at a percentage. On the other hand, your losses are generally limited with an indexed annuity. Notably, this may not cover the entirety of the amount you hold in your annuity. Other disadvantages include:. Fixed index annuities have quite a few moving parts. When it comes down to deciding whether a fixed annuity or a fixed index annuity is the better choice for your financial goals, the experts have tips to help you choose. Those investors hoping to achieve some market growth might consider an index annuity, says Charnet of American Prosperity Group. To provide a death benefit? Safe growth? Napoletano is a former registered financial advisor and award-winning author and journalist. Editorial Note: Forbes may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. Photo by Tim Sullivan from StockSnap. How Do Annuities Work? How Does a Fixed Annuity Work? Fixed Annuity Benefits For investors who want to preserve their savings and stretch them over their retirement years, fixed annuities offer several benefits: Guaranteed rate of return. Simple contract terms. Fixed annuities are the most straightforward of all annuity products. Improved budgeting. Death benefits. Many fixed annuities come with death benefits, which means if you die before your funds are completely disbursed, you can pass those benefits on to a beneficiary.

Nafa membership directory

The association filed a lawsuit last week seeking a preliminary injunction to stay the rule on grounds that the Labor Department exceeded its authority to regulate Individual Retirement Accounts and improperly categorized insurance agents as fiduciaries. Chip Anderson was new on the job as executive director of the Washington, D. Since that time, Anderson and the association have been focused on education and advocacy surrounding the rule. How would you describe your first year in this position with NAFA? What are some accomplishments you would highlight? We continued to try to educate the DOL on fixed annuities and their position in retirement planning for Americans with conference calls and discussion with our representatives in D. Over the past year, the NAFA staff has been dedicated to promoting the value of fixed annuities with our meetings and education efforts for our membership, we have a fantastic and very knowledgeable staff at NAFA. CA: Our biggest concern with the DOL rule is the impact it will have on the millions of Americans that will not get access to the financial advice for their retirement planning due to the onerous guidelines that the DOL has created with this new rule. Is it better or worse than expected in your view? CA: The final rule that was released by the DOL in April of created a drastic change for fixed indexed annuity products. LHP: What advocacy and actions is the association planning to take regarding the rule over the next several months? LHP: Aside from the fiduciary rule, what other trends are you seeing in the annuities marketplace? CA: While almost all of our focus has been on the DOL rule, we see sales increasing the last few years for fixed annuity products with people looking for the safety and guaranteed income features that fixed annuity products offer. Sales have been up significantly while consumer complaints have been very low compared to many other financial products available in the marketplace. CA: NAFA also monitors all state issues regarding the fixed annuity products and changes by the state insurance commissioners regarding the sales process, suitability and compliance concerns. Our goal is to educate the consumers, the legislators and those involved in the sales process of fixed annuity products. CA: Attendees at our meeting in Washington, D. C, will hear from senators and congressmen sharing their view on the DOL rule. They will also get an up-to-the-minute update on the position NAFA is taking on the DOL rule and how it will affect them going forward. This will be one of the most important meetings NAFA has had with its members in many years. LHP: What is the purpose of the Hill Walk, and why is it important this year in light of the fiduciary rule? CA: The purpose of the Hill Walk at our meeting is to get our NAFA members in front of their senators and congressmen, in their office in Washington to inform them of the major concerns with the DOL rule and how it will affect millions of Americans and their retirement planning in the future. We will also explain the affect this rule will have on the insurance companies, the agents and reps selling the products, and the many small business that distribute the fixed annuity products in the marketplace. NAFA: The meandering economy. Allison Bell September 10, The regulations could eventually affect what life and annuity products cost, and how profitable they are. Allison Bell September 11, Hank George says accelerated underwriting programs may miss the effects of the lockdown recession. Grow your annuities business with help from expert insight and analysis you can access all in one place - FREE. Sign Up Now More Newsletters. Start your mornings with essential life and health insurance news coverage, analysis and trends - FREE. Receive a roundup of the stories most impacting the life and health insurance industry each week - FREE. Can independence increase your earning potential? Interested in the economics of independence? This white paper compares and contrasts items like revenue, cost control, and more. All Rights Reserved.

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NAFA, the National Association for Fixed Annuities, is the proud host of monthly educational webinars covering business-building topics in a variety of areas, as well as two premier events each year held for its members. These events provide an opportunity for membership to network with one another, advocate on behalf of fixed annuities, and ideate ways to enhance distribution and engage the annuity professionals who provide much-needed education and retirement solutions to consumers across the United States. Interested in presenting one of our webinars or speaking at one of our conferences? Contact us for more information. Wednesday, September 16, a. PT a. MT a. CT a. NAFA celebrated a decade of annuity leadership specific to its advocacy pillar at its 10th annual and first virtual! The event provided a unique opportunity for attendees to discuss the most important legislative and regulatory issues facing the fixed annuity industry. Through engaging online presentations, virtual networking and a members-only virtual Hill Walk, participants were able to share in our experience and expertise in ways that help address these issues and further our commitment to annuity products and professionals. Thanks to all of our attendees and sponsors for a great turnout! The 12th annual Summit will be completely reimagined as we transition to a virtual format this year. Join us for this one-of-a-kind event and network with our sponsors in a creatively engaging virtual setting. Not a member? Join now! View Recap. Learn More.

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Nafa annuity leadership forum
Now more than ever federal lawmakers need to hear from our industry as the Department of Labor moves forward with a sweeping new fiduciary rule that will likely cover insurance agents and brokers who sell annuities subjecting them to a onerous ERISA fiduciary standard. Additionally, this year the th Congress is actively tackling comprehensive tax reform and seeking legislation to promote annuities to address longevity retirement issues. The Annuity Leadership Forum is an essential occasion for fixed annuity leaders to protect and promote our unique market. We will join forces and educate Senators and Congressmen about the security we provide to consumers. Continued Ms. Terpening, "Annual events such as the Annuity Leadership Forum represent a tremendous opportunity for us to partner with key industry groups to promote fixed income and deferred annuity awareness, clear communication and education at a national level. The annual event, now in its third year, is structured to give attendees designated time to speak to their representatives in Washington via the 'Hill Walk'. Additionally, the conference will feature key speakers from the Hill and regulatory agencies and will cover a range of important topics including, but not limited to:. About NAFA NAFA, the National Association for Fixed Annuities, is an advocacy trade association exclusively dedicated to fixed annuities by educating regulators, legislators, journalists,and industry personnel about the value of fixed annuities and their benefits to consumers. NAFA was founded in Learn more about NAFA. Retirement Income. Find us on Facebook Twitter LinkedIn.

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There is a path for Sylvia to make the final and make money. She needs to do average in the challenges, wait for the fat to be trimmed, and then hope for Kailah and Cara Maria to go to war against each other. Let the powerhouses fight each other, sneak under the radar and take their spot in the final. SportsThe ChallengeMTVTelevisionReality TVBlockedUnblockFollowFollowingAllan Aguirre21 years old. See the latest listings of ballet and dance performances in New York City, including schedules and venues. The filmmaker Charles Atlas, who returns to filming dance after a ten-year hiatus, was a frequent and innovative Cunningham collaborator. And Silas Riener and Rashaun Mitchell were two of the most striking performers in the final iteration of the company. In 1932, for example, he created sets and costumes for the American avant-garde dancer and choreographer Ruth Page. Afterward, Dakin Hart, a Noguchi scholar, and Meglin will hold a discussion. Harkness became home to the first faculty of modern dance in the United States, and its ranks over the years have attracted many pioneers in the field. Every year, the Harkness Dance Festival and various performance series bring choreographers and performers at various stages of their careers to Buttenwieser Hall to celebrate the history and future of modern dance. The production, a miniature version of the story, is only an hour long, performed in front of an ingenious set piece that transforms itself over the course of the evening. The British naval administrator and parliamentarian Samuel Pepys, for example, went on at great length in his journals about everything, from his bladder stones and his sexual escapades to what he had for lunch. When Merce Cunningham died, in 2009, his collaborators spun off in all directions, like planets in a solar system that has lost its sun. Two of his dancers, Rashaun Mitchell and Silas Riener, began making work together, in a style that blends their choreographic identities. One suspects that Cunningham would have approved. And the company is dancing especially well these daysduring its winter season (at the David H. The national company was founded long before the revolution, by the Cuban-born star Alicia Alonso, and remains a prized institution, as beloved as baseball. Modern dance has had a harder time putting down roots there, but lately that has started to change. Malpaso Dance Company, founded in 2012, is part of this new flowering.

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Speaking with the voice of experience, we assure you that it is all too easy to hit up the wiki searching for a simple answer about an in-game concept and, in the process of doing so, see significant spoilers about game mechanics, characters, undiscovered areas of the game, and more. How to Use Your Smartphone to Easily Send Money to Family and Friends What is Apple Music and How Does It Work. Join the How-To Geek Club. We were fortunate to. Also made us laugh so much through the whole. We were fortunate to get the same, excellent guide (Renee) on both tours. A native of New Orleans and very proud of her city and her heritage, she made the tours historically interesting. MoreJust went on the French Quarter Tour this morning with Sean C, perfect for history buffs. Sean is a NoLA native with multi-generational family history in the area, he had a wealth of knowledge about New Orleans history and a wonderful storyteller. MoreWe've taking over 8 FTBF tours over several trips to New Orleans. We did 3 on our most recent visit, and actually got the same guide Sarah from 2 years ago. Her material is always fresh and up to date. She has a very outgoing. MoreI took the Ghost tour with Mikko and it was great. He is an excellent storyteller and definitely is very passionate about the history of New Orleans and lightened up the ghost stories with his amazing sense of humor. My friends and I had a. MoreWent on a ghost tour with Kyle as our guide. He was fun, knew a lot and really gave us the spooky parts of the history of some of the houses in the French Quarter. I highly recommend this tour to. MoreJust finished our ghost tour with Kyle. He was very informative and entertaining. He had us laughing and we thoughorly enjoyed ourselves. These tours are the best in town. Kayla was an awesome guide. She's knowledgeable, friendly and makes you forget you aren't eating during the tour as she paints such vivid images in her stories. My friend and I went on the Ghost Tour with Kyle. He was great, very informative and funny. He explained the stories behind the buildings we visited around the French Quarter that were deemed haunted. The pace of the tour was perfect and he spoke. MoreWe did both the French Quarter and St. NAFA with The Annuity \u0026 Life Source, Inc. DOL Fiduciary Lawsuit

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